About Us
What is the Cadence Cash Equal Access Fund?
The Cadence Cash Equal Access Fund (CCEAF) is a non-profit loan fund committed to fostering financial inclusion and facilitating economic empowerment in underserved markets and populations. We are in the process of becoming a Community Development Financial Institution (CDFI). Certified by the Community Development Financial Institutions Fund of the United States Treasury, a CDFI has its primary mission to provide credit and financial services to communities traditionally underserved by conventional financial institutions.
our mission
At Cadence Cash, our mission is to empower small businesses,especially women and minority-owned enterprises, by providing accessible and innovative financial solutions. We are dedicated to fueling their growth and success, supporting entrepreneurship, and fostering economic empowerment in underserved communities. Through our commitment to transparency, inclusivity, and integrity, we strive to be the trusted partner that empowers small businesses to thrive on their own terms.
our vision
Our vision at Cadence Cash is to create a world where all small businesses have equal opportunities to succeed and flourish. We envision a future where entrepreneurs can access the capital they need to fuel their dreams, regardless of their background or circumstances. By leveraging cutting-edge technology, fostering partnerships, and promoting financial inclusivity, we aim to be the leading catalyst for economic growth and empowerment, revolutionizing the business financing landscape one entrepreneur at a time.
frequently asked questions
Once I submit my application, how long does it take to hear back from someone?
We strive to respond to all applications within 24 hours. Our team will reach out to you via email to confirm receipt and provide further instructions.
How long does the loan application process take?
The duration of the application process can vary, but it generally takes between one and ten days. This timeline may vary based on how quickly you provide the necessary documents and the time it takes to review your application.
What interest rate should I expect on my loan?
Interest rates on our loans range between 3% and 14%. The exact rate will depend on the specifics of your business and the product you are applying for.
What loan terms do you offer?
We offer loan terms ranging from 6 to 36 months. These terms are designed to give you the flexibility you need to grow your business.
Does CCEAF help write business plans?
We can connect you with experts and business coaches to help you craft a solid business plan. We want to ensure that you are set up for success.
What is the maximum loan amount?
Our loan amounts range from $1,000 to $150,000, depending on the specific financial product and the needs of your business.
Do you lend to start-up businesses?
Yes, we do provide loans to start-ups. However, we require that businesses have at least one year of operation and a minimum of $35,000 in annual revenue.
Is technical assistance required after receiving a loan?
No, technical assistance is not mandatory, but we strongly encourage all our borrowers to take advantage of our free business coaching and advisory services.
Do you have a target credit score?
At Cadence Cash, we do not require personal credit checks. We focus on your business’s cash flow and other operational aspects instead of your personal credit history.
How do I start the loan process?
Starting the loan process is easy. Simply click the “Apply Now” button on our website and complete the online application. We will get back to you within 24 hours.
Do you provide personal loans?
No, Cadence Cash focuses solely on providing business loans to support small businesses and entrepreneurs
What type of loan products do you provide?
We offer a variety of loan products including the Microloans, Contract Financing, Invoice Financing, and Revenue-Based Business Lines of Credit.
Are your loans secured or unsecured?
We offer both secured and unsecured loan products. The specifics will depend on the loan product you choose and your business’s financial situation.
Are there any pre-payment penalties?
No, we do not charge pre-payment penalties. You are free to repay the loan ahead of schedule without incurring additional fees.
What fees are associated with your loans?
We charge a modest 3 to 5% commitment fee depending on the type of loan. We pride ourselves on transparency and do not have any hidden fees. All fees associated with our loans will be clearly communicated to you during the loan process.
Join us at Cadence Cash Equal Access Fund and Elevate Your Entrepreneurial Journey.
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